The Horizon Wealth Manage​rs Family

Michael is a Financial Advisor at Horizon Wealth Managers and has spent his entire career in the investment profession starting with Dean Witter Reynolds in 1998 and working with such firms as Prudential Securities, JP Morgan Chase, Wells Fargo and Morgan Stanley. He is a graduate of Hobart College. He brings over a tremendous wealth of knowledge and experience in investment planning, insurance and risk analysis. Michael holds many registrations including Series 7, 63, and 65 as well as the SIE designation. His dedication to help his clients achieve their goals and objectives has produced many accolades in all of his positions.

Michael is married with two children and resides in Westchester County. Michael’s clients include high net worth individuals as well as growing families. His ability to discover, analyze and objectively organize a constructive plan to assist them in working towards their goals is one of his greatest strengths. Michael maintains clients in several states including NY, NJ, AZ, CA, CO, CT, FL, IL, MD, NC, NV, OH, OR, RI, SC, TX and VT.

"Living the dream!"

Michael S. Settler offers clients a hands-on approach and assists them in developing investment and budget plans. He has over twenty years experience in business operations and strategies for long-term business growth. He also provides consulting services to emerging companies. He works with businesses in diverse industries: apparel & textile, import & export, real estate, technology, professional services, and manufacturing & distribution. He maintains clients located in several states including NY, FL, IL, NC and SC.

Michael maintains strategic relationships with leading attorneys, bankers, and business consultants throughout the New York Metropolitan area to assist his clients with their needs. With over 300 business clients, Michael has developed a very diverse practice that has included Broadway shows to local mom and pop pizzerias. This broad based knowledge of various types of industries and practices has enabled Michael to bring various creative ideas to all types of business and investment planning.

In addition to holding various licenses; including Health and Life insurance Licenses, Series 7, Series 66, Series 63 and Series 6 securities registrations. He has served on many professional committees as well as being a Member of the American Cancer Society Board of Advisors. In addition to the above, Michael regularly participates in various tax, business and retirement planning, securities, investment, health insurance, life insurance and estate and trust continuing education courses at various sites within the tri state area.

He is married with three children and resides in New York. In addition to being an avid golfer with many accolades, he is a member of Westchester Hills Golf Club in White Plains, NY. Michael has also been very active in the local Little League Baseball as a manager and liaison for the Board and the parents of the league. In addition to participating as head coach in the local Basketball Programs for youth ages 9 to 15, Michael has also been very active with the Rockland County American Cancer Society, which he has helped raise over $125,000.00 each of the last seven years.

Jonathan Dicent is a Branch Administrative Associate with eight years of experience in the financial services industry. His background spans retail banking, financial advisory, and private banking, with professional experience at leading institutions including J.P. Morgan Chase, Bank of America/Merrill, Santander Bank, and Citibank. In his current role, Jonathan plays a key part in supporting the efficient operation of the practice, ensuring clients receive a seamless and high-quality experience. He is deeply motivated by the meaningful impact his work has on clients’ financial lives and the financial well-being of future generations.

Outside of work, Jonathan enjoys spending time with his family, going to the movies, and discovering great food.

Luis Muniz is a Client Associate who brings a strong client focused mindset and operational expertise to his role. He is passionate about building meaningful relationships and solving problems that help ensure each client’s experience is smooth responsive and personal. Luis takes pride in the details knowing that even small touches can make a meaningful difference in client trust and confidence.

In his role Luis enjoys organizing complex information and anticipating both advisor and client needs so teams can stay focused on long term strategy and outcomes. He works closely behind the scenes supporting advisors while gaining hands on exposure to portfolio construction account management and client financial strategies.

Luis is currently completing his degree at Baruch College with an anticipated graduation in Spring 2026. His professional background includes client service operations and business fundamentals with hands on experience in client onboarding account servicing and wealth planning at Horizon Wealth Managers. Prior to entering the financial services industry he held roles in bookkeeping event coordination and hospitality which strengthened his attention to detail communication skills and ability to manage multiple priorities in fast paced environments.

Outside of work Luis maintains an active and disciplined lifestyle. He trains and competes in Brazilian Jiu Jitsu and Muay Thai has completed multiple half and full marathons and has participated in several HYROX competitions. He is currently training for a Half Ironman 70.3 triathlon scheduled for July 2026 with aspirations to complete a full Ironman in the future. He also enjoys discovering great food and restaurants and is an avid soccer fan.